Have You Ever Considered Beating The Recession?

Kelly Richards of Brooklyn, NY was tired of worrying all the time where the next dollar is coming from. Life seemed merely a succession of bills and worrying about how to pay them. One late night while surfing the internet, her long hours of research had finally paid off and she discovered her tight lip secret to getting a break in life and beating the recession. She was finally able to provide for her three children while staying home with them.

I read Kelly's blog last month and decided to feature her story in our local job report. In our phone interview she told me her amazing story. "I basically make about $6,000-$8,000 a month online. It's enough to comfortably replace my old jobs income, especially considering I only work about 10-13 hours a week from home.

Working online has been a big break for Kelly, who struggled for months going from one dead end job to another. "I lost my job shortly after the recession hit, I needed reliable income, I was not interested in the "get rich quick" scams you see all over the internet. Those are all pyramid scams or stuff where you have to sell to your friends and family. I just needed a legitimate way to earn a living for me and my family. The best part of working online is that I am always home with the kids, I save a lot of money."

"I basically make $6,000-$8,000 a month online."
- Kelly Richards

I asked her about how she discovered her tight lip secret. "Honestly, it is easier than you would think, all I did was fill out a simple form to get front line access to the Home Profit System. I got the instructions kit and within a month I was making over $4,000 a month. The instructions are pretty simple, I am not a computer whiz, but I can use the internet. I fill forms and surf sites, I don't even have to sell anything and nobody has to buy anything. It's as easy as being on facebook."

Online giant Google, worth over 100 billion dollars is the most used search engine and internet market place. Google is the #1 internet site in the world, over 50 percent of all internet traffic flows through them everyday. Using Google and the other search engines to make money online has been a eye-opener for Kelly. There are plenty of scams on the internet claiming you can make $50,000 a month, but that is exactly what they are scams. From my conversation with Kelly, "I am making a good salary from home, which is amazing, under a year ago I was jobless in a horrible economy. I thank God every day I was blessed with these instructions and now it's my duty to pay it forward and share it with you."

Quickly, Kelly Richards was able to use the simple Home Profit System to make it out of the recession.

Kelly had never shared her story before, and with her permission, we are putting it public

Step 1
Go to this link, fill out a basic online form and hit submit at Home Profit System

Step 2
Follow the instructions at Home Profit System and set up your account.

Step 3 
You should receive your first check within a week or so. Or you can start to have them wire directly into your bank account. (Your first checks will be about $500 to $1,500 a week. Then it goes up from there. Depends on how much time you spent on it.)

Registration Deadline Ends: Tuesday, August 7, 2012

OVERNIGHT MONEY: July jobs report hits Friday

FRIDAY'S BIG STORY:

First Friday jobs special: Tomorrow is the first Friday of August and the July jobs report will hit the airwaves at the crack of 8:30 a.m. 

While this makes it a bit difficult to overindulge on National IPA Day — yes, that is today, and it's hot and perfect for a cold, crisp ... oh, sorry. 

Back to the jobs. The report could show some improvement for the first time in several months. 

Economists' estimates are coming in between 100,000 and 125,000 jobs created last month. The unemployment rate is expected to remain mired at 8.2 percent. 

All eyes, especially those with the presidential campaigns, will be watching the figures closely. 

Better-than-expected figures — there were 80,000 jobs created in June — could give President Obama's reelection campaign a boost. But he is still facing persistently high unemployment, which isn't likely to drop below 8 percent by the November elections. 

Report: Identity thieves could pocket $21 billion in taxpayer money

The IRS could hand out some $21 billion in refunds to tax frauds over the next five years due to the growing problem of identity theft, a new federal report has found. 

The Treasury Department’s inspector general for tax administration said the tax-collecting agency reported detecting $6.5 billion worth of fraudulent returns in 2011.

But according to the inspector general’s report, an additional $5.2 billion could also have been sent to tax cheats

6 years to retirement, too many expenses

By Lisa Gibbs @Money July 19, 2012: 4:18 PM ET

(Money magazine) -- Jo Ann and Mike Nahirny feel the classic sandwich-generation squeeze.

They're juggling three homes: their own and two they bought for their son, 18, and daughter, 21, to live in during college. They also supply meals and run errands for Mike's 92-year-old father, taking him twice weekly to see Mike's mom, who has Alzheimer's, in a nursing home 50 miles away.

All that, plus their jobs. The couple commute an hour each way to work: Jo Ann has a $52,000-a-year position as a high school English teacher; Mike, a retired Army reservist and financial analyst at HUD, the U.S. housing agency, now works part-time as a security guard. That leaves little time to enjoy their lakefront home.

$400,000 portfolio, too many holdings

By Carolyn Bigda @Money July 19, 2012: 1:04 PM ET






(Money magazine) -- When Susan Carson and Laura DeLallo get interested in something, they pursue it wholeheartedly.

In their twenties, each tried to hit it big in music with their own rock bands (tours and CD releases included). When they wanted steadier jobs, they dived into new fields: Carson works in trading and operations for an energy company; DeLallo, an editorial specialist at a financial services consulting firm, is pursuing her MBA.

Married in 2008, they now have financial security -- they earn $225,000 a year and have almost half a million in savings -- and a new passion: the markets. "We like to read through the news and see if we can find an upcoming trend," Carson says.

Trouble is, their enthusiasm is getting the better of them. Both have sprawling portfolios of individual stocks, exchange-traded funds, and mutual funds that are proving hard to manage -- nearly 50 separate investments in total. "I had a lot more time to pay attention to my investments a year or two ago," says DeLallo.

Moreover, they've seen the downside of market timing: In 2008, believing property values had hit bottom, they bought their house for $508,000. Today the four-bedroom is worth only about $380,000 and also needs some repairs

Young dad, $15,000 in credit card debt

By Carolyn Bigda @Money July 19, 2012: 1:02 PM ET

(Money magazine) -- Like many thirtysomethings, Carlos Rodriguez is repairing financial damage from his twenties.

The health care project administrator has $15,000 on credit cards, partly from financing a master's degree, but also from "reckless spending," he admits.

When real estate was hot, he bought a seller-financed house in Austin to use as a rental property, inheriting a property lien that's now $3,600.

And he has grownup obligations: He has an 8-year-old son from a previous relationship and pays $720 a month in child support.

The good news is that Rodriguez recently received a promotion that pushed his salary from $59,000 to $67,000. In addition, he earns $6,500 annually working as a division petty officer in the Navy Reserve. Eventually he'd like to become a chief strategy officer in his field.

3 tuition bills, only $35,000 saved

By Donna Rosato @Money July 11, 2012: 4:30 PM ET








(Money magazine) -- Raising three daughters born within a five-year span, the Fuccis knew they'd face steep tuition bills one day. But saving was tough.

The family lives in high-cost Westchester County, where their property taxes have tripled over the past decade.
For many years Stefanie worked part-time as a personal trainer. Now Kimberlee, 17, plans to go to James Madison University in Virginia this fall, where costs top $30,000 a year; high school sophomore Celine, 16, has pinned her hopes on going out of state too.

The Fuccis have already co-signed $14,000 worth of private loans to pay for 21-year-old Brittany to attend New York's Fashion Institute of Technology (she also has $14,000 in federal Stafford loans). Still, they are determined to let their kids go to their dream schools.

"Out of state goes against our plans, but it's the right fit for Kimberlee," says Stefanie